WhatsApp-native finance
Your expenses, budgets, and debts — tracked entirely inside WhatsApp. No app. No dashboard. Just talk.
How it works
Find Abakus and say hi. Takes 30 seconds to set up — no form, no email, no download. Just a conversation.
Tell it what you spent, what you're owed, what your budget is. Plain English and context fully understood — "okada", "NEPA", "5k".
Ask anything about your money. Get a clear, instant answer — breakdowns by category, balances, budgets, who owes what.
Six capabilities that replace the budgeting apps you've already abandoned.
Say what you spent. Logged instantly, categorised automatically.
Warned before you overspend, not after. You always know where you stand.
Who owes you, and who you owe. Updated with every message, no awkward forgetting.
Split any expense between friends, track who's paid, send reminders. "Split last night's dinner — 45k between 4 of us." Done.
Most usedA clean summary every month. Totals, breakdowns, trends. Just ask.
No app to download. No dashboard to log into. No new habit to form. WhatsApp is already open — that's where Abakus lives.
The whole pointReal conversation
"5k on food", "okada 800", "emeka owes me 15k" — Abakus knows what you mean. Speak naturally an you're good to go. No configuration, no categories to select, no dropdowns.
Real conversations · unedited
Abakus doesn't give generic advice. Every answer is grounded in your actual data — your spending, your patterns, your reality.
The ask
“If I wanted to save for a benz c300 how soon can I afford it based on what you know about me?”
A fairly used 2018–2020 Benz C-300 currently goes for about ₦20M to ₦30M in Nigeria, depending on condition and mileage. Given your current spending of ₦303,000 this month, and ₦211,000 of that on transport, how much of that ₦20M to ₦30M do you realistically want to save each month?
try it · just whatsapp
The ask
“How can I make more money?”
It's a tough cycle when transport is eating 74% of your spend before the month is even half over. Since you're feeling the pinch, we should look at where those transport costs are actually coming from — do you want to see which days you hit the highest spending so we can spot the patterns?
try it · just whatsapp
IT KNOWS.
Try it on WhatsAppPricing
Start free — most people hit 30 transactions by week three. Light unlocks unlimited logging plus reports; Heavy adds debt, splits, PDFs, and longer history for businesses and households.
Get started
No sign-up. No download. Just open WhatsApp and say hi.